Topstep vs. Tradeify vs. My Funded Futures: Which Prop Firm is Right for You?

The world of futures trading has seen a massive rise in prop firms that offer traders the opportunity to trade with funded accounts instead of risking their own capital. With so many firms available, it can be difficult to determine which one provides the best value for your trading style and goals. In this article, we’ll compare Topstep, Tradeify, and My Funded Futures (MFF)—three leading proprietary trading firms that offer NinjaTrader and Tradovate integration.

This week we added all three firms to our Prop Funding page on CrossTrade.io and now, let's break down their evaluation processes, payout structures, account options, and overall value; helping you decide which firm is right for you.

What Are Proprietary Trading Firms?

Proprietary trading firms, or prop firms, allow traders to access capital without putting their own funds at risk. Traders must pass an evaluation by demonstrating consistent profitability and risk management before being awarded a funded account. These firms make money through monthly evaluation fees and profit splits but, in return, give traders access to large capital allocations.

Now, let’s dive into the specifics of Topstep, Tradeify, and My Funded Futures.

Topstep – A Well-Established Leader in Futures Funding

Topstep is one of the most recognizable prop firms in the industry, known for its structured Trading Combine®. The firm has been around for over a decade and is highly regarded for its evaluation process and strong trader education.

Topstep Account Options

Topstep offers three main account sizes:

Pros of Topstep

✅ Well-Established & Reputable – One of the oldest and most trusted firms in the industry.
✅ Fast Funding Process – Traders can qualify for funding in as little as two days.
✅ Multiple Account Options – Trade up to five funded accounts at once.
✅ Educational Resources – Access webinars, coaching, and trading communities.
✅ Flexible Payouts – Withdraw funds after just five winning days.

Cons of Topstep

❌ Strict Rules – Must follow the firm’s profit target and drawdown limits carefully.
❌ Monthly Fees – Unlike some firms, fees must be paid continuously until funded.

Best for:

Traders who want structure, education, and reliability. Topstep is an excellent choice for beginners or those looking for a well-regulated prop firm.

Tradeify – High Capital Scaling & End-of-Day Drawdowns

Tradeify is a relatively new prop firm that sets itself apart by offering high capital scaling and risk-friendly drawdown options. With up to $750,000 in available funding, it is one of the most generous prop firms in terms of capital access.

Tradeify Account Options

Tradeify offers three evaluation-based accounts:

Tradeify also offers a Straight to Sim Funded account, allowing traders to skip evaluations for a one-time fee.

Pros of Tradeify

✅ High Capital Scaling – Access up to $750,000 in trading capital.
✅ End-of-Day Drawdown Options – A safer way to manage losses compared to intraday models.
✅ Straight to Sim Funded Account – Allows experienced traders to skip evaluations.
✅ Automated Trade Journaling – Track performance and optimize strategy automatically.
✅ No-Risk Learning Environment – Ideal for new traders who want risk-free practice.

Cons of Tradeify

❌ Higher Fees – Monthly fees are higher than competitors.
❌ Profit Split – Most accounts operate on an 80/20 profit split unless upgraded.
❌ Limited History – As a newer firm, it doesn’t have the same track record as Topstep.

Best for:

Traders looking for higher capital allocations and flexible risk management options. Scalpers and day traders will benefit most from the end-of-day drawdown feature.

My Funded Futures – Affordable Entry & Fast Payouts

My Funded Futures (MFF) is a cost-effective prop firm that focuses on affordable evaluations and fast payouts. It is well-regarded in trading communities, receiving strong reviews across Reddit, YouTube, and X (Twitter).

My Funded Futures Account Options

MFF offers three primary plans:

Pros of My Funded Futures

✅ Affordable Fees – One of the cheapest evaluation programs in the industry.
✅ Fast Payouts – Well-known for quick withdrawal processing.
✅ High Profit Splits – Keep up to 90% of your earnings.
✅ Strong Community Reputation – Well-reviewed across trading forums and social media.
✅ Simple Rules – A fixed drawdown structure makes it easier to manage risk.

Cons of My Funded Futures

❌ Limited Account Scaling – No option for $750,000+ accounts like Tradeify.
❌ Less Support & Education – Unlike Topstep, MFF lacks extensive educational content.
❌ Less Brand Recognition – Not as well-known as Topstep

Best for:

Traders who want affordable evaluations with fast payouts. Best for those on a budget or traders who want simple funding rules.

Which Prop Firm Offers the Best Value?

Best for Beginners: Topstep

Topstep is the best choice for new traders because of its educational resources, reliable payouts, and structured evaluation process.

Best for Experienced Traders: Tradeify

Tradeify allows traders to access more capital and avoid intraday drawdowns, making it a great fit for scalpers and high-volume traders.

Best for Budget Traders: My Funded Futures

MFF has the lowest fees while still providing fast payouts and high profit splits, making it the best choice for cost-conscious traders.

Final Verdict

Each prop firm has unique strengths. Topstep is the best all-around firm, Tradeify is best for high capital scaling, and My Funded Futures is best for budget traders.

If you’re looking to start your journey, these firms provide excellent opportunities to trade with funded capital and grow your trading career. For more info on each firm and to compare their evaluation programs side by side, head over to our Prop Funding page and explore the popular funding programs that use NinjaTrader 8!

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